Are my funds on deposit at FWCCU insured?
Your funds are safe and secure at FWCCU. We are insured by the National Credit Union Share Insurance Fund (NCUSIF), the stronger of the two federal agencies.
Back to Top
What is a Credit Union?
A Credit Union is a non-profit financial institution created for the purpose of promoting thrift and providing a source of credit at a reasonable rate of interest.
Back to Top
How does a Credit Union operate?
We operate essentially the same way a bank does, under stringent state regulations and supervision. The Board of Directors, which is elected by the members of the Credit Union, runs the organization through the Credit Union's staff.
Back to Top
Who may join the Florida West Coast Credit Union?
As set forth in the charter, membership is limited to:
*Any permanent employee of Hillsborough and Pasco Counties. Any elected or appointed official of Hillsborough and Pasco Counties, and employees.
*Any elected or appointed official of the City of Tampa, and their employees.
*Any employee of the State of Florida located in Hillsborough County.
*Any employee of St. James or St. Michaels' Parrish
*Any person working in the Millennium Center
*Any elected or appointed officials and members of Authorities and other Agencies established under Florida law, which Authorities or Agencies are located and solely operate in Hillsborough and/or Pasco Counties, and employees of any such Authorities or Agencies.
*Any employee of a radio or television broadcasting company located in the Tampa Bay area.
*Any employee affiliated in sales, manufacturing or reproduction equipment in the Tampa Bay area.
*Any employee of this Credit Union.
*Any employee of Answering Tampa Bay.
*Any employees of Elizabeth H. Lowe, M.D., P.A.
*Any employee of LLoyd Staffing.
*Residents of Brentwood Hills Homeowners Association in Brandon.
*Residents of Jasmine Lakes Community & Civic Association in Port Richy.
*Residents of Mandolin Homeowners Association in Tampa.
*Members of the families of individuals in the above categories.
*Any volunteer affiliated with the above organizations and their families.
*Organizations of persons in the above categories.
Back to Top
Will I have to terminate my membership in the Credit Union if I am no longer an employee of one of FWCCU company groups?
No. "Once a member always a member"--you can retain your Credit Union Membership if you retire, leave the company or otherwise change your employment status.
Back to Top
How do I join the Credit Union?
Fill out a membership card and open the account with $10.00 to include a one time membership fee of $5.00. Your share is similar to a $5.00 deposit in a savings bank. Members of your family who wish to join must take out separate membership and open separate accounts. Two individuals may, of course, hold a joint account. You can access a membership application on our web site under the heading ONLINE services.
Back to Top
