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Rates
Loans | Savings | Certificates
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RATES AND TERMS SUBJECT TO CHANGE WITHOUT NOTICE
Rates Effective January 1, 2012
Reward Rate Program: FWCCU will reward all A and A+ borrowers by matching a verifiable rate and term from another local financial institution on all collateralized loans. Rates as low as % APR currently available.
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| Loans |
Rate*As Low As |
Rate* As Low As |
Max term
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New Automobiles - 2009 - 2011 with less than 10,000 miles & never been titled
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2.99
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2.99
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72
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Calculator |
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Used Automobiles - 2007, 2008
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2.99 |
2.99 |
66 |
Calculator |
| Used Automobiles - 2004 and newer |
2.99 |
2.99 |
60 |
Calculator |
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Older Used Vehicles - 2005 and Older
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13.25 |
13.25 |
36 |
Calculator |
| New Motorcycle - 2007 and 2008 models |
7.00 |
7.00 |
60 |
Calculator |
| Used Motorcycle |
7.00 |
7.00 |
48 |
Calculator |
| Harley Davidson - 2009 to 2011 models older models same rate less term. |
2.99 |
2.99 |
72 |
Calculator |
| New Boats |
7.00 |
6.90 |
144 |
Calculator |
| Used Boats |
7.00 |
7.00 |
144 |
Calculator |
| New RV/Motorhome |
7.00 |
7.00 |
144 |
Calculator |
| Used RV/Motorhome |
7.00 |
7.00 |
144 |
Calculator |
| Fixed Rate Home Equity Line of Credit |
6.49 |
6.49 |
180 |
Calculator
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| Home Equity Line of Credit (Variable Rate) |
3.25 |
3.25 |
180 |
Calculator |
| Signature - Maximum Loan amount is $15,000 |
8.74 |
8.75 |
60 |
Calculator |
| Overdraft line of credit |
9.75 |
9.75 |
12 |
Calculator |
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Computer - Maximum Loan amount is $2000
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9.00 |
9.00 |
24 |
Calculator |
| Savings |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| IRA Savings - Compounded Quarterly ($0.00 to $9,999.99) |
$5.00 |
0.250 |
0.250 |
n/a |
| IRA Savings - Compounded Quarterly ($10,000.00 to $49,999.99) |
$5.00 |
0.500 |
0.500 |
n/a |
| IRA Savings - Compounded Quarterly ($50,000.00 and higher) |
$5.00 |
0.750 |
0.750 |
n/a |
| Regular Savings - Compounded Quarterly ($200.00 to $ $9999.99) |
$5.00 |
0.150 |
0.150 |
n/a |
| Regular Savings - Compounded Quarterly ($10,000.00 and up) |
$5.00 |
0.300 |
0.300 |
n/a |
| Christmas Club - Compounded Quarterly ($200.00 to $9,999.99) |
$5.00 |
0.150 |
0.150 |
n/a |
| Christmas Club - Compounded Quarterly ($10,000.00 and up) |
$5.00 |
0.300 |
0.300 |
n/a |
| Vacation Club - Compounded Quarterly ($200.00 to $9999.99) |
$5.00 |
0.150 |
0.150 |
n/a |
| Vacation Club - Compounded Quarterly ($10,000.00 and up) |
$5.00 |
0.300 |
0.300 |
n/a |
| Checking Account |
$0.00 |
0.000
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0.000 |
n/a |
| Money Market - ($0 to $1999.99) |
$0.00 |
0.000 |
0.000 |
n/a |
| Money Market - ($2000 to $9999.99) |
$2,000.00 |
0.200
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0.200
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n/a |
| Money Market - ($10,000 to $49,999.99) |
$10,000.00 |
0.300 |
0.300 |
n/a |
| Money Market - ($50,000 and higher) |
$50,000.00 |
0.400 |
0.400 |
n/a
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| Certificates |
Minimum Deposit |
Dividend Rate |
APY* |
Term |
| 6 Month Certificate |
$1,000.00 |
0.400 |
0.400 |
6 |
| 12 Month Certificate |
$500.00 |
0.600
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0.600 |
12 |
| 24 Month Certificate |
$1,000.00 |
1.000 |
1.000 |
24 |
| 12 Month IRA Certificate |
$1,000.00 |
0.600 |
0.600 |
12 |
| 24 Month IRA Certificate |
$1,000.00 |
1.000 |
1.000
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24 |
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