|
 |
Loans | Savings | Certificates
|
RATES AND TERMS SUBJECT TO CHANGE WITHOUT NOTICE
Rates Effective January 1, 2010
Reward Rate Program: FWCCU will reward all A and A+ borrowers by matching a verifiable rate and term from another local financial institution on all collateralized loans. Rates as low as % APR currently available.
|
| Loans |
Rate*As Low As |
Rate* As Low As |
Term |
|
|
New Automobiles - 2007 & 2007 with less than 10,000 miles & never been titled
|
4.25
|
4.25
|
72
|
Calculator |
|
Used Automobiles - 2003 to 2007 models, also includes 2007 & 2008 with more than 10,000 miles**
|
5.24 |
5.24 |
72 |
Calculator |
|
Older Used Vehicles - 2002 and Older
|
13.25 |
13.25 |
36 |
Calculator |
| New Motorcycle - 2007 and 2008 models |
7.00 |
7.00 |
60 |
Calculator |
| Used Motorcycle |
7.00 |
7.00 |
48 |
Calculator |
| Harley Davidson - 2000 to 2008 models |
4.99 |
4.99 |
60 |
Calculator |
| New Boats |
7.00 |
7.00 |
144 |
Calculator |
| Used Boats |
7.00 |
7.00 |
144 |
Calculator |
| New RV/Motorhome |
7.00 |
7.00 |
144 |
Calculator |
| Used RV/Motorhome |
7.00 |
7.00 |
144 |
Calculator |
| Fixed Rate Home Equity Line of Credit |
6.49 |
6.49 |
180 |
Calculator
|
| Home Equity Line of Credit (Variable Rate) |
3.25 |
3.25 |
180 |
Calculator |
| Signature - Maximum Loan amount is $15,000 |
9.75 |
9.75 |
60 |
Calculator |
| Overdraft line of credit |
9.75 |
9.75 |
12 |
Calculator |
|
Computer - Maximum Loan amount is $2000
|
9.00 |
9.00 |
24 |
Calculator |
| Savings |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| IRA Savings - Compounded Quarterly ($0.00 to $9,999.99) |
$5.00 |
0.500 |
0.500 |
n/a |
| IRA Savings - Compounded Quarterly ($10,000.00 to $49,999.99) |
$5.00 |
1.000 |
1.000 |
n/a |
| IRA Savings - Compounded Quarterly ($50,000.00 and higher) |
$5.00 |
1.250 |
1.250 |
n/a |
| Regular Savings - Compounded Quarterly ($200.00 to $ $9999.99) |
$5.00 |
0.250 |
0.250 |
n/a |
| Regular Savings - Compounded Quarterly ($10,000.00 and up) |
$5.00 |
0.500 |
0.500 |
n/a |
| Christmas Club - Compounded Quarterly ($200.00 to $9,999.99) |
$5.00 |
0.250 |
0.250 |
n/a |
| Christmas Club - Compounded Quarterly ($10,000.00 and up) |
$5.00 |
0.500 |
0.500 |
n/a |
| Vacation Club - Compounded Quarterly ($200.00 to $9999.99) |
$5.00 |
0.250 |
0.250 |
n/a |
| Vacation Club - Compounded Quarterly ($10,000.00 and up) |
$5.00 |
0.500 |
0.500 |
n/a |
| Checking Account |
$0.00 |
0.000
|
0.000 |
n/a |
| Money Market - ($0 to $1999.99) |
$0.00 |
0.000 |
0.000 |
n/a |
| Money Market - ($2000 to $9999.99) |
$2,000.00 |
0.050
|
0.050
|
n/a |
| Money Market - ($10,000 to $49,999.99) |
$10,000.00 |
0.085 |
0.085 |
n/a |
| Money Market - ($50,000 and higher) |
$50,000.00 |
1.150 |
1.150 |
n/a
|
| Certificates |
Minimum Deposit |
Dividend Rate |
APY* |
Term |
| 6 Month Certificate |
$1,000.00 |
1.250 |
1.250 |
6 |
| 12 Month Certificate |
$500.00 |
1.490
|
1.500 |
12 |
| 24 Month Certificate |
$1,000.00 |
1.990 |
2.000 |
24 |
| 12 Month IRA Certificate |
$1,000.00 |
1.490 |
1.500 |
12 |
| 24 Month IRA Certificate |
$1,000.00 |
1.990 |
2.000
|
24 |
|
|
