find competitive loan rates at Fwccu
Vehicle Loan Rates
Effective Date: February 3, 2023
| Type of Loan | Term | APR* as low as |
|---|---|---|
| New & Used Automobiles | ||
| 2020-2022 Automobiles | 84 Months1 | 7.25% |
| 2016-2022 Automobiles | up to 72 months | 5.24% |
| 2013-2022 Automobiles | up to 60 months | 5.24% |
| New & Used Motorcycles | ||
| New Motorcycle (2018-2021) | 60 months | 6.50% |
| Used Motorcycle (2013-2021) | 48 months | 6.50% |
| Harley Davidson and other Premium Motorcycles (such as BMW & Ducati)(2018 or newer) | up to 60 months | 6.00% |
| New & Used Boats | ||
| New Boats (2021 & newer) | 144 months | 6.50% |
| Used Boats (2014 & newer) | 144 months | 6.50% |
| New & Used Recreational Vehicles | ||
| New Recreational Vehicles (including motorhomes, fifth wheels, travel trailers)(2021 & newer) | 144 months | 6.50% |
| Used Recreational Vehicles (2014 & newer) | 144 months | 6.50% |
*APR=Annual Percentage Rate. Members with Credit Score of 720 or above quality for rate disclosed.
1Loan amount must be $25,000.00 or greater to qualify for 84 month term.
Home Equity Line of Credit
Effective Date: January 1, 2023
| Term | APR* as low as |
|---|---|
| 180 Months | 7.50% |
| Rate is variable and changes quarterly based on Prime rate | |
| 180 Months | 6.49% |
| Fixed for 5 years then reverts to Prime + 0 | |
*APR=Annual Percentage Rate.
Miscellaneous Loans
Effective Date: October 25, 2020
| Type of Loan | Term | APR* as low as |
|---|---|---|
| Personal Loan | 60 months | 9.25% |
| Maximum Loan amount is $18,000.00, term is based on amount borrowed. | ||
| Overdraft Line of Credit | Revolving | 9.50% |
| Maximum Loan amount is $18,000.00. | ||
| Computer Loan | 36 months | 10.90% |
| Share Secured Loan | 120 months | N/A |
| Quick Start Loan | Line of Credit | 15.00% |
| $500-$2,500 depending upon monthly income. Direct Deposit required. | ||
*APR=Annual Percentage Rate.
Credit Cards
Effective Date: August 1, 2020
| Name | APR* as low as |
|---|---|
| Visa Classic, Student and Secured | 12.96% |
| $250.00 to $18,000.00 | |
| Visa Platinum | 8.99% |
| $5,000.00 to $18,000.00. Must have a credit score of 680 or above to qualify. | |
*APR=Annual Percentage Rate.
