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Vehicle Loan Rates
Effective Date: August 1, 2020
Type of LoanTermAPR* as low as
New & Used Automobiles
2017-2020 Automobiles 84 Months1 4.00%
2012-2020 Automobiles up to 72 months 2.75%
2012-2020 Automobiles up to 60 months 2.75%
New & Used Motorcycles
New Motorcycle (2016-2020)s 60 months 5.75%
Used Motorcycle (2011-2020) 48 months 5.75%
Harley Davidson and other Premium Motorcycles (such as BMW & Ducati)(2017 or newer) up to 60 months 2.75%
New & Used Boats
New Boats (2016 & newer) 144 months 5.75%
Used Boats (2011 & newer) 120 months 5.75%
New & Used Recreational Vehicles
New Recreational Vehicles (including motorhomes, fifth wheels, travel trailers)(2016 & newer) 144 months 5.75%
Used Recreational Vehicles (2011 & newer) 144 months 5.75%

*APR=Annual Percentage Rate. Members with Credit Score of 720 or above quality for rate disclosed.
1Loan amount must be $25,000.00 or greater to qualify for 84 month term.

Home Equity Line of Credit
Effective Date: August 1, 2020
TermAPR* as low as
180 Months 3.25%
Rate is variable and changes quarterly based on Prime rate
180 Months 6.49%
Fixed for 5 years then reverts to Prime + 0

*APR=Annual Percentage Rate.

Miscellaneous Loans
Effective Date: August 1, 2020
Type of LoanTermAPR* as low as
Personal Loan 60 months 8.49%
Maximum Loan amount is $18,000.00, term is based on amount borrowed.
Overdraft Line of Credit Revolving 9.49%
Maximum Loan amount is $18,000.00.
Computer Loan 36 months 10.90%
Maximum Loan amount is $2,000.00. Requires purchase order for computer.
Share Secured Loan 120 months N/A
Can use Shares or Certificates to secure loan, can borrow up to 95% of value of collateral.
Quick Start Loan Line of Credit 15.00%
$250 - $2,500 depending upon monthly earned income.

*APR=Annual Percentage Rate.

Credit Cards
Effective Date: August 1, 2020
NameAPR* as low as
Visa Classic, Student and Secured 12.96%
$250.00 to $18,000.00
Visa Platinum 8.99%
$5,000.00 to $18,000.00. Must have a credit score of 680 or above to qualify.

*APR=Annual Percentage Rate.