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Vehicle Loan Rates
Effective Date: 11/29/2023
Type of LoanTermAPR* as low as
New & Used Automobiles
2022-2024 Automobiles 84 Months1 6.50%
2015-2024 Automobiles up to 72 months 6.50%
2015-2024 Automobiles up to 60 months 6.50%
New & Used Motorcycles
New Motorcycle (2022-2024) 60 months 6.99%
Used Motorcycle (2015-2024) 60 months 6.99%
Harley Davidson and other Premium Motorcycles (such as BMW & Ducati)(2020 or newer) up to 72 months 6.99%
New & Used Boats
New Boats (2022 & newer) 144 months 7.75%
Used Boats (2015 & newer) 144 months 8.25%
New & Used Recreational Vehicles
New Recreational Vehicles (including motorhomes, fifth wheels, travel trailers)(2021 & newer) 144 months 7.75%
Used Recreational Vehicles (2015 & newer) 144 months 8.25%

*APR=Annual Percentage Rate. Members with Credit Score of 720 or above quality for rate disclosed.
1Loan amount must be $25,000.00 or greater to qualify for 84 month term.

Home Equity Line of Credit
Effective Date: Saturday, March 2nd, 2024
TermAnnual Percentage Rate
180 Months 8.50%
Rate is variable and changes quarterly based on Prime rate
180 Months 6.99%
Fixed for 5 years then reverts to Prime + 0

*APR=Annual Percentage Rate.

Miscellaneous Loans
Effective Date: June 3, 2023
Type of LoanTermAPR* as low as
Personal Loan 60 months 10.49%
Maximum Loan amount is $20,000.00, term is based on amount borrowed.
Overdraft Line of Credit Revolving 11.00%
Maximum Loan amount is $20,000.00.
Share Secured Loan 120 months N/A
Quick Start Loan Line of Credit 15.00%
$500-$2,500 depending upon monthly income. Direct Deposit required.

*APR=Annual Percentage Rate.

Credit Cards
Effective Date: Saturday, March 2nd, 2024
NameAPR* as low as
Visa Classic, Student and Secured 12.96%
$250.00 to $20,000.00
Visa Platinum 8.99%
$5,000.00 to $20,000.00. Must have a credit score of 680 or above to qualify.

*APR=Annual Percentage Rate.