find competitive loan rates at Fwccu

Apply for a Loan

Vehicle Loan Rates
Effective Date: Wednesday, December 4th, 2024
Type of LoanTermAPR* as low as
New & Used Automobiles
New Automobile (2023 & newer) up to 84 Months1 5.50%
Used Automobile (2015 & newer) up to 72 months 5.50%
New & Used Motorcycles
New Motorcycle (2023 & newer) up to 72 months 6.99%
Used Motorcycle (2015 & newer) up to 60 months 7.05%
New Premium Motorcycles (Harley Davidson, BMW & Ducati)(2023 & newer) up to 72 months 6.99%
Used Premium Motorcycles (2015 & newer) up to 72 months 7.05%
New & Used Boats
New Boats (2023 & newer) up to 144 months 7.24%
Used Boats (2015 & newer) up to 144 months 7.74%
New & Used Recreational Vehicles
New Recreational Vehicles (including motorhomes, fifth wheels, travel trailers)(2023 & newer) up to 144 months 7.24%
Used Recreational Vehicles (2015 & newer) up to 144 months 7.74%

*APR=Annual Percentage Rate. Members with Credit Score of 720 or above quality for rate disclosed.
1Loan amount must be $35,000.00 or greater to qualify for 84 month term.

Home Equity Line of Credit
Effective Date: Wednesday, December 4th, 2024
TermAnnual Percentage Rate
180 Months 8.50%
Rate is variable and changes quarterly based on Prime rate
180 Months 6.99%
Fixed for 5 years then reverts to Prime + 0

*APR=Annual Percentage Rate.

Miscellaneous Loans
Effective Date: Wednesday, December 4th, 2024
Type of LoanTermAPR* as low as
Personal Loan 60 months 9.99%
Maximum Loan amount is $20,000.00, term is based on amount borrowed.
Overdraft Line of Credit Revolving 11.00%
Maximum Loan amount is $20,000.00.
Share Secured Loan 120 months 6.75%
Quick Start Loan Line of Credit 15.00%
$500-$2,500 depending upon monthly income. Direct Deposit required.

*APR=Annual Percentage Rate.

Credit Cards
Effective Date: Wednesday, December 4th, 2024
NameAPR* as low as
Visa Classic, Student and Secured 12.96%
$250.00 to $20,000.00
Visa Platinum 8.99%
$5,000.00 to $20,000.00. Must have a credit score of 680 or above to qualify.

*APR=Annual Percentage Rate.