Vehicle Loans

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Beginning February 1, 2023 our Drive-Thru hours will change. We will be open at 8:30am each morning until we close at 5:00pm Monday through Thursday, and 6:00pm on Fridays. Our Drive-Thru hours on Saturdays are unchanged.

You may always make a cash or check deposit through our 24 Hour Night Depository located in the Drive-Thru lane, and we will process deposits at 9:00am and 4:00pm during business hours for same day credit.

hit the road with a low-rate auto loan!

Low fixed rates available on new and pre-owned vehicles
Loan rate discounts with payroll deduction or direct deposit
Save money with our Reward Rate, a program that rewards those members with credit scores of 680 or above. Your loan officer will shop for the best rate and term available in the local Tampa market
Flexible affordable repayment terms, offering monthly, bi-weekly and weekly payment options
No pre-payment penalties
Protect your vehicle with Guaranteed Asset Protection (GAP and ADR) and Mechanical Breakdown Protection (IWS)
Save time and stress, by using the FREE Auto Advisor program, who will find the specific make and model vehicle you’re looking for!
Apply online, by phone or stop into your local branch and see your loan officer today!

apply online

Reward Rate

Members will experience a unique loan program at FWCCU when it comes to obtaining the best loan rate in the market place. FWCCU rewards members with credit scores of 680 or above by shopping and qualifying members for the lowest interest rate available in the area. Past credit challenges do not equate to higher interest rates at FWCCU. Members will find that they all WIN with low interest rates on their FWCCU loans.

Programs