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Holiday Loans are back for 2023. Apply for a Holiday Loan for up to $2,500*. Pay it back with 12 easy monthly payments! ‘Tis the season for special loan rates “as low as” 8.99% APR*

Apply here on the website or your Mobile App ! Or stop by a Branch and ask a Member Services Representative for more details. Happy Holidays! *ANNUAL PERCENTAGE RATE and certain conditions apply.

get a competitive rate on an auto loan!

Low fixed rates available on new and pre-owned vehicles
Switch your auto loan and refinance with your Credit Union
Loan rate discounts with payroll deduction or direct deposit
Save money with our Reward Rate, a program that rewards those members with credit scores of 680 or above. Your loan officer will shop for the best rate and term available in the local Tampa market
Flexible affordable repayment terms, offering monthly, bi-weekly and weekly payment options
No pre-payment penalties
Protect your vehicle with Guaranteed Asset Protection (GAP and ADR) and Mechanical Breakdown Protection (IWS)
Save time and stress, by using the FREE Auto Advisor program, who will find the specific make and model vehicle you’re looking for!
Apply online, by phone or stop into your local branch and see your loan officer today!

apply online

Reward Rate

Members will experience a unique loan program at FWCCU when it comes to obtaining the best loan rate in the market place. FWCCU rewards members with credit scores of 680 or above by shopping and qualifying members for the lowest interest rate available in the area. Past credit challenges do not equate to higher interest rates at FWCCU. Members will find that they all WIN with low interest rates on their FWCCU loans.

Programs