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Savings
Effective Date: Tuesday, October 14th, 2025
All Savings products require a $5.00 deposit to open an account.
Dividend RateAnnual Percentage YieldBalance Required to Earn Dividend Rate
Regular Savings
0.05% 0.05% $200.00 - $9,999.991
0.05% 0.05% $10,000.00 and up1
Youth Savings
0.05% 0.05% $100.00 - $9,999.99
0.05% 0.05% $10,000.00 and up1
Club Savings
0.05% 0.05% $200.00 - $9,999.991
0.05% 0.05% $10,000.00 and up1
Money Market
0.05% 0.05% $2,000.00 - $9,999.992
0.45% 0.45% $10,000.00 - $49,999.992
0.75% 0.75% $50,000.00 and up2
Smart Checking
0.00% 0.00% N/A
Student Checking
0.00% 0.00% N/A
IRA Savings Traditional/Roth
0.05% 0.05% $0.00 - $9,999.001
0.10% 0.10% $10,000.00 - $49,999.991
0.20% 0.20% $50,000.00 and up1
Health Savings
0.10% 0.10% $0.00 - $9,999.001
0.20% 0.20% $10,000.00 - $49,999.991
0.30% 0.30% $50,000.00 and up1

1,2Annual Percentage Yield (APY). Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of account opening.