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- About Florida West Coast Credit Union
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Members save by paying their loan with automatic payroll deduction. You can also pay online or in person at your nearest convenient branch location.
No. The credit bureau does not allow us to give out copies of the report. You can request a free copy of your credit report by visiting AnnualCreditReport.com.
Yes. The Credit Union has partnered with CU Members Mortgages to offer competitive rates a wide variety of mortgage programs.
No, we do not offer business loans.
The Credit Union is not a direct lender for student loans. Find more details on the Sallie Mae Student Loan program here.
The federal government requires that each of the three national credit-reporting agencies—Experian, Equifax, and TransUnion—gives you a free credit report every year. You can request a free copy of your credit report by visiting AnnualCreditReport.com.
According to the Federal Trade Commission, the only authorized online source is at annualcreditreport.com. Consumers should be aware that there are many sites out there that claim to offer “free” credit reports but often charge you for another product if you accept the report.
To request your credit report by phone, call (877) 322–8228. To request your credit report by mail, write to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Do not contact the individual credit-reporting agencies.
The best way is to go online for pre-approvals.
Because the federal government requires that each of the three national credit-reporting agencies—Experian, Equifax, and TransUnion—gives you a free credit report every year, consider staggering the receipt of each of your credit reports. That way, you'll get a continuous picture of how your credit picture looks, because the three bureaus feed each other the latest information. You’ll also be able to clean up errors as you find them (because errors can drag down a credit score) and you'll also keep an eye on identity theft.
To get a free copy of your credit report, visit AnnualCreditReport.com.
A signature loan is a loan without material collateral such as a car or home. The maximum amount you can borrow depends on your income and credit qualifications. You can use this loan for just about any purpose. Click here to apply online for a signature loan.
Members can apply for many types of consumer loans, to include; new and used auto, boats and RVs, credit cards, personal loans, and home equity loans.