big savings ahead...

There’s an easy way to reduce debt and put more of your hard-earned money back in your pocket – it’s called debt consolidation. Yes, it can sound complex and time-consuming, but the process is quick & easy. And you’ll instantly save money.

what is debt consolidation?

Debt consolidation is the process of combining multiple high-interest credit card balances or personal loans into a new loan – with more favorable terms (e.g., lower interest rates).

Instead of managing multiple due dates and balances, you have one monthly payment. And with lower interest rates, you’ll immediately save money.

2 Choices - same low rate!

Right now, members can consolidate debt two ways – each offering financial advantages. Both options come with the same great rates as low as 8.99% APR.*


Option #1: VISA® Platinum Credit Card

Transfer high-interest credit card balances to a FWCCU VISA® Platinum Credit Card. You’ll experience FIXED interest rates as low as 8.99% APR.*

PERK: You choose how much to pay each month (at least your minimum payment), providing flexibility. And with lower, fixed rates, you’ll experience immediate savings.

apply now


Option #2: Personal Loan Up to 60 Months

Combine outstanding credit card and personal loan balances into a lower, fixed rate personal loan with rates as low as 8.99% APR.*

PERK: You have set monthly payments that help you eliminate debt faster and reduce the amount of interest you pay.

apply now